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| Who We Are . . . What We Do . . . |
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Retail Checking Accounts |
Sterling Solutions Package Sterling Overdraft Protection Services are available to
you no matter which Sterling Solutions
checking account you decide to choose. We know you will enjoy sterling
convenience and value with the Sterling Solutions Package of services linked to
your checking account. |
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You have direct access to your bank accounts 24 hours a day, 7 days a week with Online Banking. This service is "FREE" with your American Sterling Bank account. |
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Sign In ToPersonal Online Banking Demo |
| Comparison of Accounts |
| Personal Checking Accounts | Free 'n Easy | Personal Regular | NOW Interest |
| Opening Minimum Balance | $100 | $100 | $100 |
| Monthly Minimum Balance | $0 | $500 | $1,000 |
| Monthly Service Fee | Free | Free or $8 | Free or $8 to $12 |
| Interest Rate | None | None | Rate Sheet |
| Online Banking with Bill Payment | Free | Free | Free |
| Telephone Banking | Free | Free | Free |
| Imaged Statements | Free | Free | Free |
| Checks Written Per Month Limit | Unlimited | Unlimited | Unlimited |
| Checks Ordered - Charge | Varies by Order | Varies by Order | Varies by Order |
| Direct Deposits to Checking | Free | Free | Free |
| Imaged Statements | Free | Free | Free |
| Unlimited Check Writing | Free | Free | Free |
| Money Orders | $2 each | Free | Free |
| Cashier's Checks | $3 each | Free | Free |
| Traveler’s Checks | $1.50/$100 | Free | Free |
| Wire Transfers Received | $10 each | 4 Free; $10 each | $10 each |
| Wire Transfers Sent | $15 each | $15 each | $15 each |
| Stop Payment Orders | $25 each | 4 Free; $25 each | $25 each |
| Overdraft Privilege** | Free | Free | Free |
| VISA Check Card | Free | Free | Free |
| VISA Check Card Replacements | $5 each | Free | $5 each |
| Discount on Safe Deposit Rental | None | 15% | None |
| Notary Service | Free | Free | Free |
| Photocopies | Free | Free | Free |
| ** After 60 days and regular deposits |
| Free ‘n Easy Checking |
Our Free ‘n Easy Checking says it all! Free of monthly service charges and Easy access. This account comes with our Sterling Solutions Package that helps make banking fast and convenient. By meeting the following requirements:
you will receive the following:
Other Services provided by the Bank are available to you on a fee basis. EASY Switch Kit makes it simple. Print, complete and sign the form. Send it to us. We will take care of the rest. |
| Personal Regular Checking |
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Our Personal Regular Checking account comes with our comprehensive Sterling Solutions Package. By meeting the following requirements:
you will receive the following:
Other Services provided by the Bank are available to you on a fee basis. EASY Switch Kit makes it simple. Print, complete and sign the form. Send it to us. We will take care of the rest. |
| NOW Interest Checking |
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This is our checking account that pays you interest on your average daily balance. This is a variable rate account. Please see our Rate Sheet for current rates in effect for this type of account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time and there are no maximum or minimum interest rate limits for this account. You must maintain the minimum average daily balance to obtain any disclosed annual percentage yield and if your account is closed or your balance drops below the established minimum you will not receive accrued interest. As long as you are meeting the following requirements:
You will receive:
Other Services provided by the Bank are available to you on a fee basis. EASY Switch Kit makes it simple. Print, complete and sign the form. Send it to us. We will take care of the rest. |
| © 2008 American Sterling Bank. All rights reserved. | Equal Housing Lender |  |
Member FDIC |  |